Comprehensive Travel Insurance for Seamless Journeys
AirportLounges.ca has partnered with TuGo®, one of Canada's leading travel insurance providers for over 50 years, to offer our community of lounge members and global travellers reliable, trusted travel protection wherever life takes you.
Whether you are unwinding before an international departure or visiting family across Canada, your lounge journey deserves total peace of mind. Flight delays, sudden medical emergencies abroad, and trip cancellations should never derail your experience.
* By clicking this button, you'll be redirected to TuGo's secure website, where you can get a quote and purchase travel insurance.
- check_circleDirect Medical Billing where available worldwide
- check_circleImmediate travel lounge triage & hospital referrals
The following information has been provided by TuGo
AirportLounges.ca is an authorized marketing affiliate and is not licensed to provide insurance advice or legally sell policies. You can explore policy details and obtain a personalized quote directly through TuGo's secure platform.
Choose Your Travel Profile
Provincial health cards (OHIP, MSP, AHCIP, RAMQ) do not guarantee full coverage beyond your home province or outside Canada. Select your profile to understand your gap risks.
Why Canadian Airport Lounge Visitors Need Private Emergency Coverage
Many executive travellers mistakenly assume that their provincial healthcare follows them globally or pays for high private medical rates in the United States and abroad. In reality, provincial plans pay less than 10% of out-of-country emergency medical bills, leaving you vulnerable to thousands of dollars in emergency hospital fees, ambulance charges, and physician costs.
Average US Hospital Day
Typical intensive care stays in Florida, California, or New York routinely exceed six figures without comprehensive insurer backing (per industry reports).
Explore Key Travel Insurance Plans
Designed for maximum flexibility. Select any plan below to be connected directly to TuGo's official secure quote calculator.
Emergency Medical Insurance
Essential ProtectionEssential protection covering hospital stays, doctor visits, diagnostic tests, and emergency medical transport. COVID-19 coverage subject to policy terms.
* By clicking this button, you'll be redirected to TuGo's secure website, where you can get a quote and purchase travel insurance.
All Inclusive Holiday Package
Total Travel ShieldThe complete package combining Emergency Medical, Trip Cancellation & Interruption, Baggage Loss & Delay, and Accidental Death & Dismemberment benefits.
* By clicking this button, you'll be redirected to TuGo's secure website, where you can get a quote and purchase travel insurance.
Visitors to Canada Insurance
Tourists & FamilyIdeal for visiting family, international tourists, working holiday visa holders (IEC), or new immigrants awaiting Canadian provincial healthcare coverage.
* By clicking this button, you'll be redirected to TuGo's secure website, where you can get a quote and purchase travel insurance.
Trip Cancellation & Interruption
Investment RecoverySafeguard non-refundable flight tickets, prepaid lounge bookings, cruises, and vacation reservations when unexpected illness or events force you to cancel or cut short your trip.
* By clicking this button, you'll be redirected to TuGo's secure website, where you can get a quote and purchase travel insurance.
Questions about coverage, eligibility, or policy wording? Contact TuGo's licensed Canadian Customer Service team directly at 1-855-929-8846.
Trained insurance representatives are ready to assist with pre-existing stability inquiries, family endorsements, and plan recommendations before your flight departs. Already have a claim? Call the claims line directly at 1-800-663-0399.
Airport Lounge Traveller Queries
Can I buy insurance if I'm already at the airport lounge?
Yes. You can purchase TuGo® Emergency Medical Insurance directly from your phone, laptop, or lounge workstation before your scheduled flight departs Canadian airspace. However, Trip Cancellation policies must generally be secured within specific time windows of your initial trip booking.
Why do Canadians need emergency travel insurance out-of-province?
While hospital reciprocal agreements exist across Canadian provinces, non-hospital costs like ground ambulance, air evacuations back home, prescription drugs, and certain specialized physician fees are not covered by your provincial plan when travelling outside your home province.
How does redirecting to TuGo work?
When you click "Get a Quote", you are seamlessly transferred to TuGo's encrypted, licensed Canadian transactional portal. All policy quotes, medical disclosures, payments, and policy fulfillment are handled directly and securely by TuGo.
Can I cover my family members under one quote?
Yes, TuGo offers family coverage packages that can protect spouses and dependent children under a unified policy rate (subject to policy terms), simplifying airport departures for lounge-visiting families vacationing together.
* By clicking this button, you'll be redirected to TuGo's secure website, where you can get a quote and purchase travel insurance.
Fine Print — Traveller (for Canadians)
The language on this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations, and conditions may apply. Insurance is administered by North American Air Travel Insurance Agents Ltd. doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc. and Industrial Alliance Pacific General Insurance Corporation. TuGo® is a registered trademark owned by North American Air Travel Insurance Agents Ltd. doing business as TuGo®.
Visitors to Canada Insurance
The language on this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations, and conditions may apply. Insurance is administered by North American Air Travel Insurance Agents Ltd. doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc. TuGo® is a registered trademark owned by North American Air Travel Insurance Agents Ltd. doing business as TuGo®.
A partnership connecting Canadian lounge travellers with comprehensive medical and trip protection worldwide.
Lounge Network
Toronto Pearson (YYZ)Vancouver Intl (YVR)Montréal-Trudeau (YUL)Calgary Intl (YYC)All Canadian AirportsTuGo® Travel Plans
Emergency MedicalTrip Cancellation & InterruptionAll-Inclusive Holiday PackageMulti-Trip Annual PlansVisitors to Canada PlansAssistance & Support
Travel Insurance Info:
support_agent1-855-929-8846Claims Line:
headset_mic1-800-663-0399Claims Submission PortalAirportLounges.ca is an independent affiliate referral partner of TuGo®. Insurance policies are administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo®, a licensed insurance broker in all Canadian provinces and territories. Travel insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc. and Industrial Alliance Pacific General Insurance Corporation. Lounge access and ancillary travel benefits catalogued elsewhere on this site are independent services and are not an insurance policy.
Certain conditions, limitations, and exclusions apply. For complete coverage details, including pre-existing medical condition exclusions and claims procedures, please review the official policy wording before purchasing.