By AirportLounges.ca Editorial Team
Lounge-network and card-benefit facts verified against Priority Pass's Canadian directory, Visa Airport Companion and Mastercard Travel Pass terms, and each Canadian issuer's benefit guide. Updated as 2027 Amex Platinum cap approaches.
Published · Sourcing methodology
The three Canadian cards with Priority Pass
Amex Platinum ($799 unlimited through 2026, capped from 2027), Business Platinum ($799 same), Scotiabank Platinum Amex ($399 with 10 visits/year).
In Canada, Priority Pass is Amex-only and DragonPass is Visa + Mastercard. If you hold a Amex Platinum, Business Platinum, or Scotiabank Platinum Amex you have Priority Pass. If you hold a Visa Infinite Privilege (Scotia Passport, TD Aeroplan, CIBC Aeroplan, RBC Avion, CIBC Aventura) or an eligible Mastercard, you have DragonPass — rebranded by Visa as "Visa Airport Companion" and by Mastercard as "Mastercard Travel Pass". The two networks accept you at nearly the same Canadian lounges, so the real question is how many visits your card includes, how much overage costs, and whether guests count against your pool. Priority Pass is better for high-volume solo flyers (unlimited on the Platinum through 2026); DragonPass is better for occasional travellers on a budget. From January 1, 2027, Amex Platinum Priority Pass caps at 6 visits/year unless $20K is spent on the account — a change that narrows the gap meaningfully.
Editorial disclosure: AirportLounges.ca may receive compensation if you apply for a card through links on this page. Facts verified October 14, 2026 against Priority Pass's Canadian directory, Visa Airport Companion and Mastercard Travel Pass terms, and each Canadian issuer's benefit guide.
The one-sentence answer
Priority Pass and DragonPass are two separate lounge-access networks with heavily overlapping Canadian coverage. In practice the lounge you sit in is often the same — what differs is the card that got you in, how many visits it includes, and the overage fee if you exceed your pool.
How to tell which one you already have
You don't choose. Your card chooses for you. The rule is simple:
| Card issuer / network | Lounge program bundled |
|---|---|
| American Express (Platinum, Business Platinum, Scotiabank Platinum Amex, Aeroplan Reserve) | Priority Pass |
| Visa (Scotia Passport, TD Aeroplan VIP, CIBC Aeroplan VIP, CIBC Aventura, RBC Avion, BMO eclipse) | DragonPass (as "Visa Airport Companion") |
| Mastercard (National Bank World Elite, Rogers Red World Elite, select premium Mastercards) | DragonPass (as "Mastercard Travel Pass") |
| Direct membership (bought outside a card) | Either network — Priority Pass tiers US$99/$329/$469; DragonPass has fewer direct tiers |
Three Canadian cards include Priority Pass visits: Amex Platinum ($799), Amex Business Platinum ($799), and Scotiabank Platinum Amex ($399). The Amex Aeroplan Reserve ($599) technically includes a Priority Pass membership but every visit is charged at the prevailing US$35 rate. Every other Canadian lounge-access card uses DragonPass.
Visit allotments and overage rates
| Card | Program | Visits/year | Overage | Guest rule |
|---|---|---|---|---|
| Amex Platinum | Priority Pass | Unlimited through Dec 31 2026; 6/year from Jan 1 2027* | n/a through 2026; US$35 after cap | 1 included through 2026; uses a visit from 2027 |
| Scotiabank Platinum Amex | Priority Pass | 10 primary, 4 supplementary | US$35/person | Guest uses a visit |
| Amex Aeroplan Reserve | Priority Pass (membership only) | 0 — all visits billed at prevailing rate | ~US$35 cardholder + US$35/guest | Billed too |
| Scotia Passport Visa Infinite + | DragonPass (VAC) | 6 primary only | US$32/person | Guest uses a visit |
| CIBC Aeroplan VIP | DragonPass (VAC) | 6/year per enrolled cardholder | US$32/person | Guest uses a visit |
| TD Aeroplan VIP | DragonPass (VAC) | 6/year | US$32/person | Guest uses a visit |
| RBC Avion VIP | DragonPass (VAC) | 6/year | US$32/person | Guest uses a visit |
| National Bank World Elite Mastercard | DragonPass (MTP) + National Bank Lounge | 4 DragonPass + unlimited National Bank Lounge YUL | US$32/person DragonPass; $63.24 non-cardholder NBC | +1 guest + 2 kids at National Bank Lounge |
| Rogers Red World Elite Mastercard | DragonPass (MTP) | 0 — US$32/person per visit | US$32/person | Billed per guest |
*Unlimited again on the Amex Platinum with one guest for the rest of the year and the whole following year once $20,000 is spent on the account in a calendar year. Verified October 14, 2026.
Which network is accepted at Canadian lounges?
Nearly all Canadian lounges accept both networks. The practical overlap at the major Canadian airports:
- Toronto Pearson (YYZ) — Both accepted at all 5 Plaza Premium locations (T1 Domestic + Transborder; T3 Landmark + Domestic + Transborder) and Aspire T3. Both networks miss the T1 International Plaza Premium (closed Dec 2025 for rebuild).
- Vancouver (YVR) — Both accepted at Plaza Premium Pier B, Pier C outpost, Pier D International, and E-side US Transborder, plus the SkyTeam Lounge and (outside the 3:30–6:30 p.m. window) the Cathay Pacific Lounge from April 2026 revisions.
- Montreal (YUL) — Both accepted at the two Aspire lounges + Desjardins Odyssey Transborder + Air France-KLM (outside the 3:30–6:30 p.m. window). National Bank Lounge temp-space acceptance unconfirmed in operator notices.
- Calgary (YYC) — Both accepted at both Aspire lounges (Concourse D International + Concourse E Transborder) and the WestJet Elevation Lounge (Concourse B Domestic).
- Edmonton (YEG), Ottawa (YOW), Winnipeg (YWG), Halifax (YHZ), Billy Bishop (YTZ) — Priority Pass and DragonPass accepted at their single Plaza Premium or Aspire location at each airport.
In practice: your card determines your lounge program; your airport determines which specific lounge; and the two networks produce essentially the same seat at the same door.
Price-for-price comparison
| Scenario | Priority Pass winner | DragonPass winner |
|---|---|---|
| Solo flyer, 15+ visits/year | Amex Platinum unlimited through 2026 | Nothing beats unlimited |
| Solo flyer, 6–10 visits/year | Scotiabank Platinum Amex 10 visits | CIBC Aeroplan VIP 6 visits + unlimited MLL |
| Occasional flyer, 2–5 visits/year | Scotiabank Platinum Amex (overshoot buys headroom) | Scotia Passport VI 6 visits ($150, often $0 Yr 1) |
| Traveller with a frequent-flying partner | Amex Platinum through 2026 (1 guest included); gets worse in 2027 | DragonPass guest always uses a visit — plan for 2x consumption |
| Low-fee requirement | No sub-$300 Priority Pass card in Canada | Scotia Passport VI at $150 (often first-year waived) |
| Air Canada loyalist + wants independent lounge access | Amex Aeroplan Reserve (membership, visits billed) | CIBC Aeroplan VIP or TD Aeroplan VIP — unlimited MLL + 6 DragonPass |
2027: the gap narrows for Priority Pass
From January 1, 2027 the Amex Platinum's unlimited Priority Pass access ends. A basic cardholder gets 6 Priority Pass visits a year (2 on a supplementary card). Each guest uses one visit. $20,000 of annual spend on the account restores unlimited access with one complimentary guest.
This matters because the Amex Platinum's current biggest advantage over Visa Infinite Privilege cards is the "unlimited" promise. From 2027, both effectively offer 6 visits a year per primary cardholder — the Visa Infinite Privilege cards at $599 (CIBC, TD) + the 6 DragonPass visits become relatively more attractive at that point, especially if you also want Maple Leaf Lounge access.
The Scotiabank Platinum Amex at $399 with 10 Priority Pass visits/year is the one card that keeps its Priority Pass advantage intact through 2027 — it was already capped. For a Canadian who wants Priority Pass but will fly 6–10 trips a year, it is arguably the strongest Priority Pass value in Canada from 2027 onward.
Frequently Asked Questions
What is the difference between Priority Pass and DragonPass in Canada?
They are two separate lounge-access networks with heavily overlapping Canadian coverage. Priority Pass is bundled only with American Express–branded cards in Canada (Amex Platinum, Business Platinum, Scotiabank Platinum Amex, and Amex Aeroplan Reserve as a membership-only pay-per-visit). DragonPass is bundled with Visa and Mastercard premium cards, rebranded as Visa Airport Companion or Mastercard Travel Pass. In practice both networks accept you at nearly the same Canadian lounges.
Which Canadian credit cards include Priority Pass?
Three Canadian cards include Priority Pass visits: Amex Platinum ($799), Amex Business Platinum ($799), and Scotiabank Platinum American Express ($399). The Amex Aeroplan Reserve ($599) includes a Priority Pass membership with the fee waived but every visit is billed at the prevailing rate — treat it as pay-per-visit access.
Which Canadian credit cards include DragonPass?
Every Visa Infinite Privilege premium card: Scotia Passport Visa Infinite +, CIBC Aeroplan VIP, TD Aeroplan VIP, RBC Avion VIP, CIBC Aventura VIP, BMO eclipse VIP. Also most premium Mastercards: National Bank World Elite, Rogers Red World Elite, select other premium Mastercards. Visa branded this program "Visa Airport Companion"; Mastercard branded it "Mastercard Travel Pass".
Is Priority Pass or DragonPass better for Canadian travel?
Depends on volume. For 15+ visits/year: Priority Pass on the Amex Platinum wins (unlimited through 2026). For 6–10 visits: either works — Scotiabank Platinum Amex gives 10 Priority Pass; CIBC/TD Aeroplan VIP give 6 DragonPass + unlimited Maple Leaf Lounge. For 2–5 visits: DragonPass wins on fee — Scotia Passport Visa Infinite at $150 (often first year waived) covers typical use.
Can I use both Priority Pass and DragonPass?
Yes — if you hold both an eligible Amex card and an eligible Visa or Mastercard, you can enrol in Priority Pass through the Amex card and enjoy DragonPass through the Visa/Mastercard. At check-in, present whichever card's digital pass is appropriate to the lounge; most lounges accept both and you can effectively stack the visit allotments.
What happens to Priority Pass on the Amex Platinum in 2027?
From January 1, 2027 the Amex Platinum's Priority Pass access caps at 6 visits per year (2 on a supplementary card). Each guest uses one visit. $20,000 of annual spend on the account restores unlimited access with one complimentary guest. Full detail in our Amex Platinum airport lounge access guide.
Sources
- Priority Pass — Canadian airport directory and acceptance rules.
- Visa Canada — Visa Airport Companion (powered by DragonPass).
- Mastercard Canada — Mastercard Travel Pass.
- American Express Canada, Scotiabank, CIBC, TD, RBC, BMO, National Bank, Rogers Bank — card benefit guides.
- AirportLounges.ca — Priority Pass lounges in Canada, best Aeroplan credit card for lounge access, Amex Platinum airport lounge access guide.
All card and lounge access facts on this page reflect information current as of October 14, 2026. Rules change without notice — always confirm with your issuer before travelling. Next scheduled review: December 2026, when the 2027 Amex Platinum caps take effect.
The three Canadian cards with Priority Pass
Amex Platinum ($799 unlimited through 2026, capped from 2027), Business Platinum ($799 same), Scotiabank Platinum Amex ($399 with 10 visits/year).
Compare Priority Pass CardsSponsored — we may earn a commission when you apply.
Frequently Asked Questions
What is the difference between Priority Pass and DragonPass in Canada?expand_more
Which Canadian credit cards include Priority Pass?expand_more
Which Canadian credit cards include DragonPass?expand_more
Is Priority Pass or DragonPass better for Canadian travel?expand_more
Can I use both Priority Pass and DragonPass?expand_more
What happens to Priority Pass on the Amex Platinum in 2027?expand_more
Images in this article were created using AI image generation tools for illustrative purposes. Actual lounge interiors, facilities, and appearances may differ from those shown.
